Personal insurance
I compare offers from leading insurers in Latvia and explain the differences in cover in plain language – so that you choose a policy that really protects you, not just the cheapest one. I arrange the policy remotely, and if something happens I help you through the claims process.
Or call: +371 28 478 789
What I can arrange for you
MTPL (OCTA)
To calculate the MTPL price I need the vehicle's registration number and the number of its registration or ownership certificate. In a comparison the price usually matters most, because compulsory MTPL cover is set by law.
Request an MTPL comparison →KASKO
Theft, accidents, natural perils, glass. What matters most are the deductibles and exclusions, not just the price. How to choose a deductible → · Tesla and electric car KASKO →
Request a KASKO comparison →Extended car warranty and GAP
The Mango Insurance warranty covers unexpected mechanical, electrical and electronic failures of a used car up to 10 years old and 250,000 km. GAP FLEX covers specific car risks set out in its terms, with fixed claim limits; it does not replace full KASKO cover. What they cover and claim examples →
Request a warranty or GAP offer →Home and contents
The property itself, contents and liability towards neighbours – three covers that can be combined in one policy.
Insure your home →Travel
Medical expenses, luggage, flight delays. Active holidays need extended cover. What to know before you travel →
Insure your trip →Health
Doctor visits, dentistry, medicines – for individuals and families.
Apply for health insurance →Life and accident
Financial security for your family, including savings options; injury cover for adults and children.
Apply →Personal insurance application
Choose the type of insurance – I will show only the fields needed for an offer. A personal code is initially required only for home insurance.
For business risks (CAR/EAR, surety bonds, machinery, property, D&O etc.) please use the business consultation form.
Frequently asked questions
How much do broker services cost for an individual?
You do not pay separately for my work as a broker – you only pay the insurance premium stated in the policy. The commission for insurance intermediation is paid by the insurer and is included in the premium. I compare the prices and terms of several insurers to find a competitive premium and suitable cover, rather than offering only one company's option. The result may be a lower price or better cover for a similar price, but you receive no additional broker invoice for the comparison, for arranging the policy or for help during the claims process.
Why do you ask for a personal code for some types but not others?
Because of data minimisation, I ask only for what is really needed for an offer. For home insurance, insurers need to identify the property using the policyholder's data, so a personal code is needed already at the offer stage. For an MTPL offer I need the vehicle registration number and one certificate number (registration or ownership); for KASKO – the registration number and the registration certificate number. For other types, additional data is usually needed only to issue the policy.
How quickly will I receive an offer?
The time needed depends on the type of insurance and the amount of information required. After receiving your application, I will let you know what information is needed and the next steps.
Can the policy be arranged remotely?
Yes – the whole process from application to policy can be handled by e-mail or WhatsApp; you receive the policy electronically.